Stamp Duty & Registration Fee Calculator
Calculate stamp duty and registration charges for property purchase across India. State-wise rates, gender concessions, and instant estimates.
Property Details
Enter property and buyer details to calculate charges.
Enter market value or circle rate - whichever is higher
How It Works
Select State
Stamp duty rates vary by state. Each state sets its own rates under the Indian Stamp Act, 1899 and state-specific stamp acts.
Enter Property Details
Provide property value, type, and buyer gender. Stamp duty is calculated on the higher of agreement value or government circle rate.
Get Instant Estimate
See stamp duty, registration fee, total cost, and effective rate. Women buyers get instant savings calculation where applicable.
Total Registration Cost
Maharashtra • Residential • Male Buyer
Cost Breakdown
State Note
Mumbai: +1% metro cess (total 6% male / 5% female). Pune/Thane/Nagpur: +1% metro cess + 1% LBT (7% male / 6% female). Registration capped at ₹30,000.
Important Notes
- • Stamp duty is calculated on the higher of agreement value or circle rate/ready reckoner rate
- • Registration fee is typically 1% of property value (some states have caps)
- • Women buyers get 1-2% concession in many states
- • Stamp duty and registration fees are generally not covered by home loans
- • Additional charges may apply: metro cess, LBT, e-stamping, scanning fees
Stamp Duty Rates Across India
| State | Male | Female | Joint | Reg. Fee |
|---|---|---|---|---|
| Andhra Pradesh | 5% | 5% | 5% | 1% |
| Arunachal Pradesh | 6% | 6% | 6% | 1% |
| Assam | 6.5% | 6.5% | 6.5% | 1% |
| Bihar | 6% | 6% | 6% | 1% |
| Chandigarh | 6% | 6% | 6% | 1% |
| Chhattisgarh | 5% | 5% | 5% | 1% |
| Delhi | 6% | 4% | 5% | 1% |
| Goa | 4% | 4% | 4% | 1% |
| Gujarat | 4.9% | 4.9% | 4.9% | 1% |
| Haryana | 7% | 5% | 6% | 1% |
| Himachal Pradesh | 7% | 7% | 7% | 1% |
| Jammu & Kashmir | 6% | 6% | 6% | 1% |
| Jharkhand | 6% | 6% | 6% | 1% |
| Karnataka | 5% | 5% | 5% | 1.1% |
| Kerala | 8% | 8% | 8% | 1% |
| Madhya Pradesh | 7% | 7% | 7% | 1% |
| Maharashtra | 6% | 5% | 6.5% | 1% (max ₹30,000) |
| Manipur | 6% | 6% | 6% | 1% |
| Meghalaya | 6% | 6% | 6% | 1% |
| Mizoram | 6% | 6% | 6% | 1% |
| Nagaland | 6% | 6% | 6% | 1% |
| Odisha | 6% | 6% | 6% | 1% |
| Puducherry | 6% | 6% | 6% | 1% |
| Punjab | 7% | 5% | 6% | 1% |
| Rajasthan | 6% | 5% | 5.5% | 1% |
| Sikkim | 6% | 6% | 6% | 1% |
| Tamil Nadu | 7% | 7% | 7% | 4% |
| Telangana | 4% | 4% | 4% | 0.5% |
| Tripura | 6% | 6% | 6% | 1% |
| Uttar Pradesh | 7% | 6% | 6.5% | 1% |
| Uttarakhand | 6% | 6% | 6% | 1% |
| West Bengal | 6% | 6% | 6% | 1% |
Why Use the Stamp Duty Calculator?
State-Wise Accuracy
Get accurate stamp duty and registration fees for all Indian states with latest 2026 rates.
Gender Concessions
Instantly see women buyer savings of 1-2% in eligible states like Delhi, Maharashtra, UP, Haryana, Rajasthan.
Complete Cost Breakdown
See stamp duty, registration fee, total cost, and effective rate in one place. No hidden charges.
Plan Your Budget
Stamp duty adds 5-8% to property cost. Budget accurately before applying for a home loan.
Frequently Asked Questions
Learn about stamp duty, registration charges, and property buying costs in India.
What is stamp duty?
Stamp duty is a tax levied by state governments on property transactions. It makes your sale deed legally valid and admissible in court. Rates vary by state, typically between 4% to 8% of property value.
Do women get stamp duty discount?
Yes, many states offer reduced stamp duty for women buyers. Delhi: 4% vs 6% (saves 2%), Maharashtra: 5% vs 6% (saves 1%), UP: 6% vs 7% (saves 1%), Haryana: 5% vs 7% (saves 2%), Rajasthan: 5% vs 6% (saves 1%).
Is stamp duty based on market value or agreement value?
Stamp duty is calculated on the higher of the agreement value or the government circle rate/ready reckoner rate. You cannot avoid stamp duty by understating the property value.
Can I finance stamp duty through home loan?
No, most banks do not finance stamp duty and registration fees. You need to pay these from your own funds. This can be 5-8% of the property value.
What is the registration fee?
Registration fee is a separate charge for recording the property document at the Sub-Registrar office. It is typically 1% of property value, with caps in some states (e.g., Maharashtra caps at ₹30,000).
From Registration to Management
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Buyer Personalization
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Frequently Asked Questions about Stamp Duty & Registration Fee Calculator
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