RERA Compliance Checklist for Developers 2026
RERA Compliance Checklist for Developers 2026 Comprehensive checklist for RERA compliance in Indian real estate development, with personalization-specific requ
# RERA Compliance Checklist for Developers 2026
Comprehensive checklist for RERA compliance in Indian real estate development, with personalization-specific requirements and penalty matrix. Based on MahaRERA, UP-RERA, TNRERA, and central guidelines 2026.
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Executive Summary
RERA compliance is not optional - it's a license to operate. Non-compliance can result in penalties up to 10% of project cost, imprisonment up to 3 years, and project cancellation. This checklist covers all mandatory requirements, with specific focus on personalization-related compliance gaps that Mellite addresses.
Designated Account - [ ] Open separate designated account for each project - [ ] Deposit 70% of buyer funds into designated account - [ ] Separate accounts for non-RERA project phases (if applicable) - [ ] Quarterly designated account audits by CA
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1. Pre-Launch Compliance
Project Registration
- Register project on state RERA portal before any marketing
- Include: land documents, approvals, promoter details, project timeline
- Obtain RERA registration number
- Display registration number on all marketing material
Penalty for non-compliance: 10% of project cost + ₹10,000/day for unauthorized advertising
Website Disclosures
Mandatory information to publish on website: - [ ] Project name and address - [ ] Promoter details and PAN - [ ] Land title and ownership documents - [ ] Approved layout plan and specifications - [ ] Carpet area and built-up area - [ ] Pricing and payment schedule - [ ] Project timeline with milestones - [ ] Amenities and facilities - [ ] Approvals and NOCs - [ ] RERA registration certificate
Penalty for non-compliance: ₹50,000 - ₹5L per violation
Approvals & NOCs
- Municipal building plan approval
- NOC from fire department
- Environmental clearance (if applicable)
- Land conversion (if applicable)
- Water and sewage connections
- Electricity connection plan
- Airport authority NOC (if in proximity)
- Forest department NOC (if applicable)
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2. Financial Compliance
Escrow Account
- Open separate escrow account for each project
- Deposit 70% of buyer funds into escrow
- Withdrawals only for construction costs, certified by engineer/architect/CA
- Quarterly escrow audits by CA
- File audit certificate with RERA
Penalty for non-compliance: Project cancellation, criminal prosecution
Payment Schedule
- All-inclusive pricing on carpet area basis
- No hidden charges for parking, clubhouse, etc.
- Maximum 10% advance before sale agreement
- Payment linked to construction milestones
- Interest on delayed payments defined
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3. Construction & Timeline Compliance
Timeline Adherence
- Declared completion date in RERA registration
- Quarterly progress reports uploaded on RERA portal
- Photos and completion percentage documented
- Any extension communicated to buyers with valid reasons
- Extension approved by RERA (if applicable)
Penalty for delay: Interest payments to buyers (typically 11% per annum)
Quality Standards
- 5-year structural warranty
- 2-year warranty for plumbing and electrical
- Defect liability period defined in agreement
- Quality inspection reports maintained
- Third-party quality audits (recommended)
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4. Personalization-Specific Compliance
Disclosure Requirements
- Personalization options listed in brochure
- Vendor commissions clearly disclosed
- Personalization charges included in all-inclusive pricing
- Deadline for personalization selections defined
- Change order process documented
Agreement Requirements
- Personalization agreement template (RERA-compliant)
- Digital agreement workflow with e-signature
- Audit trail for all changes
- Price escalation approval process
- Cancellation and refund policy for personalization
Buyer Communication
- Personalization selection reminders (30, 14, 7, 3 days before deadline)
- Confirmation of locked selections
- Progress updates on personalization execution
- Final spec sheet before handover
Documentation
- All buyer selections documented
- Change orders tracked with timestamps
- Vendor invoices for personalization items
- Quality inspection reports for personalized units
- Warranty documentation for personalized items
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5. Sales & Marketing Compliance
Advertisement Rules
- RERA registration number on all ads
- Only carpet area used for pricing
- No misleading promises about amenities
- No claims about completion dates not in RERA registration
- All claims substantiated
Agreement Registration
- All sale agreements registered within 45 days
- Use standardized RERA format agreement
- Include all mandatory clauses
- Personalization addendum (if applicable)
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6. Post-Handover Compliance
Warranty Management
- 5-year structural warranty documentation provided
- 2-year plumbing/electrical warranty provided
- Warranty claim process communicated
- Warranty tracker system in place
Grievance Redressal
- Grievance officer appointed
- Contact details displayed on site and website
- Complaint response within 48 hours
- Escalation matrix defined
- Resolution timeline communicated
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7. Penalty Matrix
| Violation | Penalty | Authority |
|---|---|---|
| Late RERA registration | 10% of project cost + ₹10,000/day | State RERA |
| Non-deposit in designated account | Project cancellation | State RERA |
| False advertising | ₹50,000 - ₹5L per violation | State RERA |
| Delay in possession | 11% interest to buyers | RERA tribunal |
| Structural defects | Repair at builder's cost + compensation | RERA tribunal |
| Unauthorized changes | Fine up to 5% of project cost | State RERA |
| Non-disclosure of amenities | Refund + interest | RERA tribunal |
| Wrong carpet area | Refund + interest | RERA tribunal |
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8. Mellite Compliance Features
| Compliance Requirement | Mellite Feature |
|---|---|
| Digital agreement workflow | Signed agreements for all personalization choices |
| Audit trail | Time-stamped change orders with digital signatures |
| Disclosure generator | Auto-generates personalization disclosure clauses |
| Grievance dashboard | Tracks complaints with SLA countdown |
| Progress tracking | Real-time milestone tracking with photo evidence |
| Document vault | Cloud storage for all approvals and agreements |
| Deadline automation | Automated reminders for personalization selections |
| RERA reporting | Quarterly reports auto-generated from platform data |
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9. Compliance Calendar
Pre-Launch (3 months before launch)
- Week 1-2: Project registration on RERA portal - Week 3-4: Website setup with mandatory disclosures - Week 5-6: Obtain all approvals and NOCs - Week 7-8: Marketing material review for RERA compliance
During Construction (Ongoing)
- Monthly: Progress report preparation - Quarterly: RERA portal update + designated account audit - Ongoing: Buyer communication logs - Ongoing: Change order tracking
Post-Handover (Ongoing)
- Month 1: Warranty documentation handover - Ongoing: Warranty claim tracking - Ongoing: Grievance redressal - Year 5: Structural warranty expiry
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10. Conclusion
RERA compliance is not a burden - it's a competitive advantage. Developers who maintain impeccable compliance records command premium pricing, attract NRI buyers, and reduce litigation risk. Mellite's platform automates 80% of compliance workflows, reducing administrative burden while improving accuracy and transparency.
The cost of compliance is far less than the cost of non-compliance.
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Sources: MahaRERA Order 57/2024, UP-RERA guidelines, TNRERA rulings, KaRERA tribunal orders, Unified RERA Portal (mohua.gov.in), KHA Advocates RERA Guide 2025, Realty First Magazine, DLF RERA Guide
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